16 April 2011 by Parkers Team

  • The pick of the cars from the lowest group
  • Selection of city cars are cheapest to insure
  •  Low running costs as well affordable pricing

While the focus might be on rising fuel prices there is no escaping the fact that the cost of insuring a car is one of the biggest financial burdens on motorists.

The price of premiums has gone up by 40% in the past year and we were even quoted £102,000 by one company. This is why looking at the car insurance group is now a vital part of making your next purchase.

We've picked out the cars that occupy the lowest insurance group and means they are the cheapest new cars on sale to insure.

Volkswagen Fox 1.2-litre Urban 3dr

 

WHY BUY?

The cheapest new Volkswagen on sale is a cheap-to-run and easy-to-drive city runabout. Don't let the low costs fool you though; it still has the classic VW traits with good build quality and decent refinement. The little 1.2-litre engine has just 55bhp and while it offers nippy acceleration, you'll soon notice the shortage of power as you bumble your way to 62mph in 17.5 seconds.  

VITAL STATISTICS

Price (new) - £8,165

Insurance Group - 1

CO2 emissions - 136g/km

Fuel economy - 48.7mpg

Power - 55bhp

 

Fiat Panda 1.1-litre Active ECO 5dr

 

 

WHY BUY?

One the most well-regarded small city cars thanks mainly to the huge amount of fun it provides when you're driving it. The upright shape also means it is surprisingly spacious inside as well as durable enough to take plenty of wear and tear. Like the rest of the models here, the engine produces modest amounts of power (53bhp to be precise), but it will cruise along motorways quite happily as well as offer agile inner-city driving.

VITAL STATISTICS

Price (new) - £7,960

Insurance Group - 1

CO2 emissions - 119g/km

Fuel economy - 56.5mpg

Power - 53bhp 

Chevrolet Spark 1.0-litre 5dr

 

WHY BUY?

The Spark is big step forward from the car which it replaced - the Matiz - in terms of both quality and refinement. It is still a little off some of the rivals, but it is all neatly styled. The fact that it is a five-door also means it's more practical and spacious for passengers in the back than some of the other small cars that it's up against. The little 1.0-litre engine might not pack much power, but it does offer excellent economy and low emissions.  

VITAL STATISTICS

Price (new) - £6,945

Insurance Group - 1

CO2 emissions - 119g/km

Fuel economy - 55.4mpg

Power - 67bhp

 

Vauxhall Corsa 1.0-litre Expression EcoFLEX 3dr 

 

 

WHY BUY?

A number of facelifts and engine revisions means that Vauxhall's little hatch has grown up over the years, but it's still possible to get a model that sits in the lowest insurance category. The latest refresh has given it a much sharper look and turned it in to one of the best looking little cars currently on sale. The ecoFLEX model also means emissions are fairly low - and so is the purchase price.

VITAL STATISTICS

Price (new) - £9,995

Insurance Group - 1

CO2 emissions - 117g/km

Fuel economy - 56.5mpg

Power - 64bhp